Archive for November, 2006

Winterizing your home

Sunday, November 19th, 2006

Since fuel prices this year are generally lower than last year, consider investing your savings in improvements that will help you cut energy costs for years.

Do-it-yourself energy audit

Sunday, November 19th, 2006

Detect leaks using these common-sense strategies.

Foreigners can buy homes easily in the U.S.

Saturday, November 18th, 2006

Recent changes in U.S. laws grant nonpermanent resident aliens most of the same purchase and home-financing opportunities enjoyed by American citizens, says Real Estate Adviser Steve McLinden.

Managing finances for your loved one

Friday, November 17th, 2006

If you don’t have durable power of attorney to help your incapacitated relative, you can petition the court to appoint you as a conservator or guardian. Here’s how it works.

Interactive: Is it time for you to refinance?

Friday, November 17th, 2006

Gather up all the pertinent numbers and this Bankrate calculator will tell you if the terms you can get on a refi make it worth your while.

RIP housing boom and Friedman

Friday, November 17th, 2006

Home construction is down 27 percent from a year ago. The ripple effects can slow other sectors of the economy, making inflation less of a concern.

Bounced check can slap you for seven years

Friday, November 17th, 2006

Bounced checks will show up for seven years on reports that potential employers pull from specialty consumer reporting agencies, warns the Debt Adviser.

Specialty consumer reporting agency list

Friday, November 17th, 2006

These are agencies that report on whether consumers pay late on their rents, gambling debts, medical bills, and if they bounce checks.

Sheltering income in retirement plan

Friday, November 17th, 2006

A retirement plan deduction would offset the gain from your stock options, resulting in lower overall income and taxes, says CPA George Saenz.

VantageScore vs. FICO credit score

Friday, November 17th, 2006

Both types of credit scores are determined by your credit report, but they have different rules and grading scales, says Dr. Don.